If you’ve watched the recent House and Senate hearings in the aftermath of Silicon Valley Bank’s (SVB), Signature Bank’s and First Republic’s failures, members and witnesses have debated whether there’s not enough capital, just enough or too much. Meanwhile, the financial industry lobbying groups are already gearing up for any anticipated talk about making regulatory capital standards more stringent than they currently are. So who’s right?
So Which Is It: Too Much, Just Enough Or Not Enough Bank Capital?
So Which Is It: Too Much, Just Enough Or Not…
If you’ve watched the recent House and Senate hearings in the aftermath of Silicon Valley Bank’s (SVB), Signature Bank’s and First Republic’s failures, members and witnesses have debated whether there’s not enough capital, just enough or too much. Meanwhile, the financial industry lobbying groups are already gearing up for any anticipated talk about making regulatory capital standards more stringent than they currently are. So who’s right?